College Access Loan (CAL)


The College Access Loan provides loan funding to students from Texas.  Students do not have to demonstrate financial need to receive CAL, but the cost of attendance is considered in determining loan limits.

To be eligible for CAL a student must:

  • Be a Texas resident
  • Be enrolled at least half-time in a course of study leading to an associate's, bachelor's, graduate, or higher degree; or an approved alternative edducator certification program
  • Meet the satisfactory academic progress requirements
  • Receive a favorable credit evaluation or provide a cosigner who has good credit standing and meets other requirements

For more information and to apply for a CAL loan click here.